.topbar { font-family: verdana,arial;
    font-size: 8pt;
    font-weight: normal;
    color: rgb(23, 72, 132);
    }

  .topbar a:link { color: rgb(23, 72, 132);
    text-decoration: none;
    }

  .topbar a:visited { color: rgb(23, 72, 132);
    text-decoration: none;
    }

  .topbar a:hover { color: rgb(188, 1, 21);
    text-decoration: none;
    }

  .topbarn { font-family: verdana,arial;
    font-size: 8pt;
    font-weight: normal;
    color: rgb(255, 255, 255);
    }

  .topbarn a:link { color: rgb(255, 255, 255);
    text-decoration: none;
    }

  .topbarn a:visited { color: rgb(255, 255, 255);
    text-decoration: none;
    }

  .topbarn a:hover { color: rgb(238, 238, 238);
    text-decoration: underline;
    }

  .body-text { font-family: arial,verdana;
    font-size: 11pt;
    font-weight: normal;
    color: rgb(40, 48, 58);
    }

  .select-text { border: medium none ;
    font-family: verdana,arial;
    font-size: xx-small;
    font-weight: normal;
    color: rgb(255, 255, 255);
    background-color: rgb(74, 123, 177);
    }

  .footer-light { font-family: verdana,arial;
    font-size: x-small;
    color: rgb(85, 85, 85);
    }

  .nav { font-family: verdana,arial;
    font-size: x-small;
    font-weight: normal;
    color: rgb(255, 255, 255);
    }

  .twolink { font-family: verdana,arial;
    font-size: 8pt;
    font-weight: normal;
    color: rgb(223, 29, 44);
    }

  .twolink a:link { color: rgb(223, 29, 44);
    text-decoration: none;
    }

  .twolink a:visited { color: rgb(223, 29, 44);
    text-decoration: none;
    }

  .twolink a:active { color: rgb(85, 85, 85);
    text-decoration: none;
    }

  .twolink a:hover { color: rgb(85, 85, 85);
    text-decoration: none;
    }

  .p { font-family: verdana,arial;
    font-size: 8pt;
    font-weight: normal;
    color: rgb(23, 72, 132);
    }

.p a:link { color: rgb(23, 72, 132);
    }

  .p a:visited { color: rgb(23, 72, 132);
    }

  .p a:hover { color: rgb(188, 1, 21);
    }
  body { margin: 0cm 0cm 0cm 0cm;
    background-image: url(sitegraphics/bkg.gif);

    }